Risk Planners, Inc.

The Supermarket Insurance Specialists

 serving Grocery Retailers nation-wide

Key Benefits:

There are three very important issues regarding retirement planning:

PLAN DESIGN

There are two categories of retirement plans: Qualified Plans and Non-Qualified Plans.

Qualified Plans allow for tax deductible contributions, tax deferred interest accumulation, and taxable income at retirement. Qualified plans include: IRA's SEP's, 401k Plans, Profit Sharing Plans, etc. Strict attention to compliance with sometimes complicated regulations is required when utilizing a qualified plan. We have several professional plan administrators who can assist you in keeping your plan in compliance with these regulations. You may also qualify for discounted administration fees if RISK PLANNERS, INC. assists you in your retirement planning.

Non-qualified plans generally do not allow for current tax deduction of annual contributions. However, tax deferred interest accumulation and non-taxable income at retirement may be available.

ASSET ACCUMULATION

Making your money work hard while it accumulates is very important. We offer a wide variety of investment choices, from fixed interest accounts to many mutual funds from well known investment advisors.

Communication regarding your funds is very important while you or your employees are accumulating assets. For example, many of our 401k plans provide a written confirmation to the employee everytime a deposit is made, quarterly and annual summaries, that allow the employee to transfer funds free of charge via the telephone.

ASSET PAYOUT AT RETIREMENT

Choosing the right method to receive your funds at retirement can be confusing. It can also be expensive if you make the wrong choice.

RISK PLANNERS, INC. can give you the information you need to make an educated decision regarding your retirement income. We meet with each person to individually consider the best way to structure their retirement income.

For More Information...
Contact us at 1-800-328-7475 or E-mail us using the  Information Request Form

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Copyright © 2008 Risk Planners, Inc.
Last modified: March 13, 2008