Privacy Statement

Risk Planners respects the privacy of users of www.riskplanners.com (the "Site"). This Privacy Statement discloses how we collect and use information on the Site, and the choices that you can make about the way your information is collected and used.

1. INFORMATION COLLECTION AND USE

Portions of the Site may allow users to make online requests for information, submit comments regarding Risk Planners, Inc. operations, register for certain services online, or inquire about opportunities for employment or other business transactions with Risk Planners, Inc. These portions of the site will require the user to provide personally identifiable contact information. Risk Planners, Inc uses the information you provide for the purposes stated at the point of collection. For example, Risk Planners, Inc routes the information internally to the individual or department best able to respond to your inquiry, and uses your contact information to respond to or follow-up regarding your inquiry. Risk Planners, Inc does not maintain a central database of user information obtained from users who have requested information from Risk Planners, Inc.

(a) Sharing of Information. Risk Planners, Inc does not sell or rent personally identifiable user information collected about or from our users. In the event that Risk Planners, Inc sells or acquires business assets or concerns, in whole or in part, Risk Planners, Inc may transfer user information in conjunction with such sale or acquisition.

(b) Cookies. The Site does not use cookies.

(c) Web Traffic Monitoring. Risk Planners, Inc uses analytical software to track page views, user sessions, IP addresses, general geographic location of visitors, and similar information regarding the use of the web site in an effort to understand how visitors experience the Site and how we may improve the Site. Risk Planners, Inc does not normally link IP addresses to anything personally identifiable, which means that your session will be logged, but you remain anonymous to us. Risk Planners, Inc may use IP addresses to identify a user when we feel it is necessary to enforce compliance with the Site's Terms of Use or to protect our service, the Site, our customers or others, or in response to requests or subpoenas by law-enforcement authorities.

2. CONSENT TO PRIVACY STATEMENT / OPT-OUT

By providing the information requested by the Site, or by continuing to use the Site after having an opportunity to review the Privacy Statement, you have consented to the terms of the Privacy Statement, and Risk Planners, Inc use of the information it collects as described at the point of collection or in this Privacy Statement. If you do not agree to the Privacy Statement, you may not use the Site.

Risk Planners, Inc reserves the right to modify the Privacy Statement at any time without giving you prior notice. Any updates or material changes to this Privacy Statement will be posted here, and the last date of modification will be noted. Your use of the Site following any such modification constitutes your agreement to follow and be bound by the Privacy Statement as modified. The last date the Privacy Statement was revised is set forth below.

Because Risk Planners, Inc does not maintain a central database of user information obtained from users who have requested information via the site, the Site does not provide a mechanism to opt-out of receiving future communications from Risk Planners, Inc. Should you wish to cease communications with a particular individual or department within Risk Planners, Inc from whom or from which you have requested information, you may inform that individual or department of your wishes at any time. Risk Planners, Inc policy is to respect such requests.

4. INTEGRITY / SECURITY OF THE DATA COLLECTED

The Site is not a secure web site. Therefore, information you post to or transmit via the Site cannot be considered secure and safe from intrusion. Please do not post or transmit any sensitive personal information. If you have any questions about the security of our Site, you may send a letter via the U.S. Mail to:

Risk Planners, Inc
PO Box 240
Minneapolis, MN 55440

5. MISCELLANEOUS PROVISIONS

(a) Children and Privacy. The Site is not intended for use by children. Risk Planners, Inc encourages parents and guardians to be familiar with the web sites that their children visit. The Federal Trade Commission ("FTC") regulates the means by which web site operators collect and use personal information from children under 13, pursuant to the Children's Online Privacy Protection Act of 1998 (the "Act"). For more information about the Act and children's on-line privacy in general, visit the FTC's web site at http://www.ftc.gov. Risk Planners, Inc generally does not collect or distribute personal information from its users, including its users under 13. To the extent that some of the features and services provided in conjunction with the Site require a user to disclose personal information, Risk Planners, Inc requests that children under 13 refrain from using these features or obtain permission from a parent or guardian before using the features. Users under 13 are prohibited from posting any personal information on the Site or any other Risk Planners, Inc web site. Risk Planners, Inc relies on its users to comply with the provisions of this section.

(b) Links to Other Sites. The Site contains links to other web sites. Each of these linked web sites maintains its own independent privacy policies. Risk Planners, Inc does not control and is not responsible for the privacy policies or the content of those web sites. When you leave the Site and access the web sites of third parties, the privacy policies of the parties maintaining those web sites apply.

(c) Disclaimer of Liability. Under no circumstances shall Risk Planners, Inc, nor any subsidiary or affiliate be liable for any damages, including, but not limited to, special, incidental, consequential or exemplary damages, that result from the use of the information or materials posted to or collected as a result of the user's access of the Site, even if Risk Planners, Inc has been advised of the possibility of such damages. This and the other sections in the Privacy Statement should be read in conjunction with and are subject to the Terms of Use.

6. ENFORCEMENT / REDRESS

If for some reason you believe that Risk Planners, Inc has not adhered to the Privacy Statement, please notify us at the address below. Risk Planners, Inc will do its best to respond to your concerns and, when appropriate, take steps to correct a problem.

7. CONTACT INFORMATION

If you have any questions about this Privacy Statement, the practices of this Site, or your dealings with this Site, you may contact us by sending a letter via the U.S. Mail to:

Risk Planners, Inc.
PO Box 240
Minneapolis, MN 55440

Date of Last Modification: September 13, 2007